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Broker review

SoFi Invest review

Best for: Beginners who want banking and investing in one app.

The all-in-one money app: $0 stock, ETF, and options trades, fractional shares from $5, IPO access, and a 1% IRA match — alongside checking, savings, and loans.

How we make money (or don't): BidAsk currently has no affiliate relationships with these brokers and earns no commission if you open an account — the links below go directly to each provider's own site. See our full disclosure.
Stocks / ETFs
$0
Options / contract
$0/contract
Account minimum
$0
Fractional shares
Yes (from $5)
IRA / Roth
Traditional + Roth (1% match)

Standout features

  • Investing, banking, and lending live in one app with the smoothest mobile setup for beginners.
  • 1% match on eligible IRA contributions and rollovers.
  • Fractional shares (Stock Bits) from $5, plus IPO access and automated investing.

Honest drawbacks

  • Research tools are lighter than traditional brokers.
  • Simplicity limits serious active traders.
  • Regulatory fees still pass through on trades (as with all brokers).
Open an account at SoFi Invest →

Link goes directly to SoFi Invest's own site. Fees and features verified September 2026. Brokers change pricing without notice — confirm current terms on the provider's site before opening an account.

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